Property

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We are engaged in purchasing and selling real property, commercial and residential property, we deal with the legal intricacies of obtaining finance for purchasers from Lending Institutions.

1. Instructions.
2. Obtain Title from Lending Institution.
3. Give Undertaking to discharge Mortgage.
4. Inspect Title.
5. Ensure, in particular, planning is in order, i.e Certificate of Compliance with Planning Permission and Building Regulations or Certificate of Exemption.
6. Marriage Certificate for Family Home Declaration is required, if married or divorce/separation documents.
7. Title sent to Purchaser, together with contract.
8. Contracts returned signed and deposit paid.
9. Vendor signs contracts.
10. Requisitions on Title are raised by the Purchaser. (questions about the property)
11. Reply to Requisitions on Title.
12. Closing arranged.
13. Lending Institution paid.
14. Discharge obtained.
15. Comply with Undertaking.
16. Outgoings to date of closing to be paid, i.e. rent, service charges.

1. Instructions.
2. Receive Contracts and Title.
3. Loan approval issues.
4. Contract signed by the Purchaser and deposit paid.
5. Requisitions on Title raised.
6. Contracts returned, signed by the Vendor.
7. Replies to Requisitions on Title ironed out.
8. Closing organised.
9. Stamp duty to be paid on Deed.
10. Lodge Deed in Land Registry and fees paid.
11. Mortgage fees to be paid.
12. Comply with Special Conditions therein.
13. Mortgage documents supplied by Lending Institution.
14. Certificate of Title is prepared.
15. Draft Certificate of Title and supporting documentation are furnished to the Lending Institution.
16. Reply to queries from the Lending Institution.
17. Any difficulties are ironed out.
18. Ensure all insurance policies are in place.
19. Requisition the loan cheque and searches.